Which ways can I make transaction between me and other Binance users?

API Spot/Margin API
1

Good Day! I am looking for an api that allows me to transfer funds from my wallet to other wallets within Binance.
As far as I know, with Binance Pay you can transfer funds without any fee at all. Is it possible to transfer money using Binance Pay API. If no, what are other ways to transfer money using API?

2

https://binance-docs.github.io/apidocs/spot/en/#enable-fast-withdraw-switch-user_data

First, enable fast withdraw for your account. You can then set where to refund the transaction fee when withdrawing (Binance API Documentation) using the transactionFeeFlag parameter.